Motor
In 2022 Councils and road authorities in England, Scotland and Wales paid out approximately £13M for vehicle damage caused by potholes. With only 25 percent of claims being successful, the remaining 75% of damages are being picked up by motor insurers. This results in underwriter losses that are difficult and time consuming to pursue and the insured driver having a fault claim potentially losing their no claims bonus, paying an excess and premiums being loaded upon renewal. Ultimately the pothole caused the damage and the fault party should be pursued.
We understand why underwriters in the UK may not currently pursue local authorities for losses from pothole damage. The process can be complex, involving legal challenges and resource allocation concerns. However, our expertise lies in navigating these complexities on behalf of underwriters. We specialise in streamlining the claims process, overcoming legal hurdles, and optimising resource allocation to maximise recovery on behalf of our partners. We can also assist with pothole claims up to 36 months ago.
Fault Cost Negotiation
Negotiating costs for fault damages to road furniture on behalf of underwriters across the UK. Our team can enter strategic negotiations with councils and local authorities on your behalf. Through meticulous analysis and persuasive advocacy, we ensure that underwriters secure optimal quotes for road furniture damage. With ULA Group as your partner, rest assured that your interests are prioritised, and your financial best interests maximised in every negotiation.